Step-by-Step Guide After an Automotive Accident

Being in an auto accident can make you feel totally helpless, like you have suddenly lost control of your life. Do you have injuries? Do your passengers have injuries? You do know that your auto looks like a pile of crumpled-up metal, and then there remain the other vehicles and people involved in the accident. Did this really just happen? You’re probably in a state of shock but you remember there are some things that you’re supposed to do when you’re in an auto accident. You, as the driver, are supposed to be the responsible one and you realize that you must stay calm so that you can first of all check on everyone to see who needs immediate help. Someone has called 911 and the ambulances and the police are on their way if necessary.Now you must start thinking about the evidence you need to collect for your insurance company to prove your innocence in the situation. If you have remembered to put an emergency kit into your car, it is now time to get out the disposable camera and start taking pictures of the vehicles, any skid marks, of anything that pertains to the accident.After taking the necessary photos of the accident you need to think about moving vehicles if this was a small accident. If the accident is more serious it is not a good idea to move any of the vehicles. You should go back to your emergency kit and get out the flares and any items to help warn traffic that there was an accident. The positioning of these warning devices is important to keep other vehicles from becoming part of this accident.If this was just a small fender bender the police will probably not respond so you need to gather all the pertinent information from any other drivers involved and also any witnesses to the accident. Also, if the police did not come to the scene you will need to file a report. This can be accomplished by either going to a police station if one is close or by making a phone call and filing a report that way.What you say at the scene of any accident can be extremely important later on if there is a question regarding liability. You should never say that the accident was your fault and don’t discuss the details of the accident with anyone besides your insurance company and a police officer if they have come to the site of the accident. Also, it is important that you do not make any under the table deals with the other driver or drivers because they don’t want any record of the accident reported to their insurance company. You should be very wary of anyone offering you cash at the scene of an accident. First of all, it is not legal and secondly you do not know if someone is injured just because you don’t see any blood. People are always skeptical when someone says “whiplash” but there actually is an injury caused to the neck during a certain type of accident which may not actually show up until after the person gets home. They may go to sleep that night with no pain, and wake up in the morning with a severely stiff and painful neck. Also, your vehicle might seem okay on the outside but what if the accident damaged something under the hood that doesn’t show up until you actually drive the car.This is the time when you are actually happy that you paid the higher insurance premium to cover towing and also the auto rental reimbursement option. If you car is in the shop for even a day it will be of great assistance to you to have a rental car paid for by the insurance company so that you can go about your business as usual until your car is repaired. There two options will have saved your hundreds of dollars that it costs to have your car towed to a shop for repairs and the high costs of renting a car.

Do Your Own Small Automotive Electrical Repairs

At the age of plus minus 13, I came across a small, old motorcycle and decided to revamp it all on my own. One electrical mistake made by me, nearly caused that bike to burn to the ground. As it was burning, I tried to pull the burning wires off. Those burning wires caused serious damages and burns to my hands that day.Which resulted in the project being delayed while my hands were healing. Realizing I need to get help from my older brother as he had more electrical knowledge than I had. That pain and damages did not cause me not to become an auto electrician in later years, I am possessing an auto electrical repair shop for the past 20 years.This is not to scare you not to do your own small electrical repairs on your vehicle yourself. However, I like to give some advice that the same things do not happen to you. If you have any knowledge about electrical and a few elementary tools, you can tackle small electrical defects on your car.First you have to become an electrical diagram for your car, and you must make sure it is the right one for your cars model and makeWhere to find a wiring diagram for your car· Go online and see if you can find a free download of the diagram you need diagram.· There are complete workshop manuals for sale online.· If you have a friend with the same make and model find out if he haven’t got a manual, then you can make copies.· If you know somebody that is working at a dealership, you may ask him but take note dealerships normally have an agreement with their employees, about sharing info to any customer.Where to buy the basic tools· Start with your local spares shop, normally they have some tools for sale.· If you want to buy quality tools, you will need to find a shop that specializes just in tools.· The bigger convenient shops do normally keep the basic tools in stockJust a word of caution if want to buy a test light, make sure you do become one that is fitted with L.E.D’s. As a normal test light with a globe can cause damages to modern cars that are equipped with electronic systems.For any small automotive electrical defect on your car, you must use your diagram to find all the fuse boxes in your car. All modern cars do have multiple fuse boxes.The way to go for you as a novice after you has found all the fuse boxes. Then by using your test light and touching the fuses, the test light must illuminate on both ends of the fuses. If the test light only illuminates on the one side of the fuse this means that the fuse is blown.Then you must make sure you replace that blown fuse with an appropriate amperage fuse. Replacing that blown fuse may solve your problem. If your actions do not solve the problem, you can decide to call on an auto electrician.If that fuse you have replaced keeps on blowing there is a short on the car, and your problem is more serious than you thought. Never replace a blown fuse with a fuse that has a higher amperage rate than the one you have removed.Because that is what caused my bike to burn and can cause your car to burn as well.

That New Insurance Smell

I’d like to state for the record that new cars are cool. I’ve backed up this statement with painstaking research involving me, a new car, and being cool. Ok, I’m still not that cool, but I have new wheels.Lots of other new things come with new cars as well. New $5,788 floor mats, new $3,927 stereo upgrade, and optional new engine and brakes, all of these things combined make for sweet transportation bliss. If you drive faster, you can forget the stress of making the payments.Yes, the world of automotive financing is an unfortunate side effect of entering the world of car ownership. Before, I just kind of drove cars. I didn’t stop to think about how much gas cost or whether my insurance plan should include medical. I didn’t even stop for most stop signs. Once I learned what a roll stop was, that is.After signing a bunch of papers in a haze I could be liable for just about anything. Really, all that needed to happen was the handing over of keys and me driving off. The car dealer insisted on “contracts” and endless spiels on “extended warranties” and speaking to “the manager.” Hopefully my soul is still intact.Lost in the getting my first car haze was some information that might be important. I know how much I owe per month and when. No one bothered to tell me what my payment options were though. Is there a car dealer conspiracy to withhold vital payment information so they can charge more hidden fees later? Is there really no need to pay for cars at all? You be the judge.Even though I became the first person in the history of the known universe to turn down the extended warranty, I bought some sweet LED lights to spice up the interior of my ride. They’re on back order, or not coming until I call three or four times. I also became the fourth person in automotive history to not sign up for pre-paid maintenance. I’ll be taking full advantage of the complementary oil changes in the back of my owner’s manual though. They probably thought I wouldn’t make it to the back of the owner’s manual.Reading through the owner’s manual kind of makes you want to give up driving. It contains warnings and yellow caution sections for every possible contingency involving something going wrong in a car. They could just sum this up by saying, “Please don’t sue us,” but even that could lead to a lawsuit from some ambitious lawyer.So far, the clock is set, the steering wheel has been moved so the airbag doesn’t destroy my neck, and the mirrors are in the right place. Proper head restraint settings, radio buttons, and removing the dumb bar in the middle of the trunk will be accomplished at a to be determined time. For the amount of money I’m paying them, couldn’t someone at the car dealer do all this for me?As if writing one big check wasn’t enough to send my system into shock, the insurance still had to be dealt with. This didn’t prevent me from driving my car around in a semi-legal, uninsured state. I do need the deductible. Big checks don’t leave much room in the bank account for paying car mechanics.In my meeting with the insurance representative, I learned that having more insurance makes insurance less expensive. Unless you’re under 25, then there really isn’t anything you can do. Except! If you fill out this book about safe driving we’ll knock $60 off your premium. This tells me that insurance is at least $60 overpriced.Something fishy is going on in the insurance business. They go out of their way to give you discounts, which no other business does. Yet, they still rake in the cash. Could it be you really don’t have to pay to fix the car? Perhaps. Or, there could be more demand for piece of mind than there is supply. Only so many people are allowed to feel secure. The rest of us have cut rate car insurance.Another supply and demand issue linked to cars is, you guessed it, custom shift knobs. That’s another bought and paid for extra I don’t have yet. I’m expecting my fun extras to pay for themselves because I bought a “high gas mileage car,” defined as containing half of the gas-saving technology there is, because the rest of it is “too expensive.”Right now, I’m on pace for a 400 mile tank of gas, city driving. That is as ridiculous as it sounds, so I’m guessing someone at the car dealer rigged my gas gauge. “Look how excellent of a purchase this was! It gets 400 miles to the tank!” I’ll probably run out of gas by the weekend, while the gauge still read half.My new car is great. It cost an arm and a leg, which is unfortunate since I got a manual transmission that requires two legs to operate. Other than that I’ve really enjoyed driving around making fun of all the old cars I see. I only get to do this for another week or so, and then I’ll either have to trade in, or buy more insurance.